

This class will break down how DSCR loans let real estate investors qualify using a property’s rental income, not W-2s or tax returns.
You’ll learn:
✅ How DSCR is calculated
✅ What lenders look for,
✅ How the closing process works
✅ How investors use these loans for LLC-held rentals, cash-out refinances, and portfolio growth.

Meet Pamela Dew-Smith
Pamela is a DSCR specialist and multi-state mortgage broker with Secure Choice Lending, licensed in 48+ states.
She helps real estate investors find financing based on a property’s rental income: not traditional W-2 or tax-return requirements.
With access to more than 200 lenders and experience structuring LLC-friendly loans, Pamela takes an investor-first approach: strategy first, loan second.

Pamela Dew-Smith